Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ferozpur,Punjab branch in Ferozpur, Firozpur, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0VJFEPU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ferozpur,Punjab, Ferozpur

The table below shows the main details of the IFSC Code BARB0VJFEPU for the Bank Of Baroda branch in Ferozpur, which falls under the Firozpur district in Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJFEPU
Branch Ferozpur,Punjab
City Ferozpur
District Firozpur
State Punjab
Address Kakar Tower , The Mall , Opp.Town Hall , Ferozpur , 152002

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Ferozpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJFEPU for the Ferozpur,Punjab branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ferozpur,Punjab, Ferozpur, Punjab, are given a unique IFSC like BARB0VJFEPU to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ferozpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ferozpur and Firozpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Ferozpur,Punjab goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJFEPU

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ferozpur,Punjab in Ferozpur.

For example, the IFSC Code BARB0VJFEPU of Bank Of Baroda for the Ferozpur,Punjab branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJFEPU of Bank Of Baroda for its Ferozpur,Punjab branch located in Ferozpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ferozpur and Firozpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ferozpur,Punjab or Ferozpur to get the exact IFSC Code BARB0VJFEPU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Ferozpur, you'll get the correct details.

How to Use IFSC Code BARB0VJFEPU for Online Transfers?

Once you have the IFSC Code BARB0VJFEPU for the Ferozpur,Punjab branch of Bank Of Baroda in Ferozpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJFEPU. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJFEPU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ferozpur,Punjab in Ferozpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ferozpur,Punjab, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ferozpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ferozpur,Punjab, Ferozpur?

The IFSC Code is BARB0VJFEPU.

Is the IFSC Code BARB0VJFEPU permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ferozpur,Punjab?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ferozpur,Punjab branch?

The address of the branch is Kakar Tower , The Mall , Opp.Town Hall , Ferozpur , 152002 located in Ferozpur, Firozpur, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.