The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Shivpuri branch in Fatehpur, Fatehpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHIFAT. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Shivpuri, Fatehpur

Here are some of the key details that come with the IFSC Code BARB0SHIFAT of Bank Of Baroda for its branch located in Fatehpur, within the district of Fatehpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHIFAT
Branch Shivpuri
City Fatehpur
District Fatehpur
State Uttar Pradesh
Address Vill Shivpuri,Near Shiv Bhajan Singh Balika Inter College,Po Gharwasipur,Shivpuri,Dist Fatehpur,Uttar Pradesh ┬Û 212656

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Fatehpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHIFAT for the Shivpuri branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shivpuri, Fatehpur, Uttar Pradesh, are allotted a unique IFSC like BARB0SHIFAT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Fatehpur and Fatehpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Shivpuri reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0SHIFAT

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shivpuri in Fatehpur.

For example, the IFSC Code BARB0SHIFAT of Bank Of Baroda for the Shivpuri branch includes these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SHIFAT of Bank Of Baroda for its Shivpuri branch located in Fatehpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Fatehpur and Fatehpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Shivpuri or Fatehpur to find the exact IFSC Code BARB0SHIFAT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Fatehpur will provide accurate information.

How to Use IFSC Code BARB0SHIFAT for Online Transfers?

Once you have the IFSC Code BARB0SHIFAT for the Shivpuri branch of Bank Of Baroda in Fatehpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SHIFAT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIFAT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shivpuri in Fatehpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shivpuri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Fatehpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Shivpuri Fatehpur?

The IFSC Code of the Shivpuri Fatehpur branch is BARB0SHIFAT.

Is IFSC Code BARB0SHIFAT permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Shivpuri branch?

The branch is located at Vill Shivpuri,Near Shiv Bhajan Singh Balika Inter College,Po Gharwasipur,Shivpuri,Dist Fatehpur,Uttar Pradesh ┬Û 212656.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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