For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Khaga, Dist Fatehpur branch in Fatehpur, Khaga, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KHAGAX. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Khaga, Dist Fatehpur, Fatehpur

The table below shows the main details of the IFSC Code BARB0KHAGAX for the Bank Of Baroda branch in Fatehpur, which falls under the Khaga district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KHAGAX
Branch Khaga, Dist Fatehpur
City Fatehpur
District Khaga
State Uttar Pradesh
Address P.O. Khaga, Distt. Fatehpur - 212 655

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Fatehpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHAGAX for the Khaga, Dist Fatehpur branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Khaga, Dist Fatehpur, Fatehpur, Uttar Pradesh, is provided with a unique IFSC like BARB0KHAGAX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Fatehpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Fatehpur and Khaga.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Khaga, Dist Fatehpur do not get mixed with another location.

Format of the IFSC Code BARB0KHAGAX

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khaga, Dist Fatehpur in Fatehpur.

For example, the IFSC Code BARB0KHAGAX of Bank Of Baroda for the Khaga, Dist Fatehpur branch includes these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KHAGAX of Bank Of Baroda for its Khaga, Dist Fatehpur branch located in Fatehpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Fatehpur and Khaga, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Khaga, Dist Fatehpur or Fatehpur to get the exact IFSC Code BARB0KHAGAX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Fatehpur, you'll get the correct details.

How to Use IFSC Code BARB0KHAGAX for Online Transfers?

If you have the IFSC Code BARB0KHAGAX for the Khaga, Dist Fatehpur branch of Bank Of Baroda in Fatehpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KHAGAX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KHAGAX.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Khaga, Dist Fatehpur in Fatehpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khaga, Dist Fatehpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Khaga, Dist Fatehpur, Fatehpur?

The IFSC Code is BARB0KHAGAX.

Is the IFSC Code BARB0KHAGAX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Khaga, Dist Fatehpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khaga, Dist Fatehpur branch?

The address of the branch is P.O. Khaga, Distt. Fatehpur - 212 655 located in Fatehpur, Khaga, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.