Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Haswa, Up branch in Fatehpur, Haswa, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0HASWAX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Haswa, Up, Fatehpur

The table below shows the main details of the IFSC Code BARB0HASWAX for the Bank Of Baroda branch in Fatehpur, which falls under the Haswa district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0HASWAX
Branch Haswa, Up
City Fatehpur
District Haswa
State Uttar Pradesh
Address Haswa, Uttar Pradesh - 212 645.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Fatehpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HASWAX for the Haswa, Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0HASWAX is given to every bank branch, including Bank Of Baroda located in Haswa, Up, Fatehpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Fatehpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehpur and Haswa.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Haswa, Up doesn't end up at another location.

Format of the IFSC Code BARB0HASWAX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haswa, Up in Fatehpur.

For example, the IFSC Code BARB0HASWAX of Bank Of Baroda for the Haswa, Up branch includes these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0HASWAX of Bank Of Baroda for its Haswa, Up branch located in Fatehpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Fatehpur and Haswa, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Haswa, Up or Fatehpur to get the exact IFSC Code BARB0HASWAX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Fatehpur, you'll get the correct details.

How to Use IFSC Code BARB0HASWAX for Online Transfers?

Once you have the IFSC Code BARB0HASWAX for the Haswa, Up branch of Bank Of Baroda in Fatehpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0HASWAX. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0HASWAX.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Haswa, Up in Fatehpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Haswa, Up, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Fatehpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Haswa, Up, Fatehpur?

The IFSC Code is BARB0HASWAX.

Is the IFSC Code BARB0HASWAX permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Haswa, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Haswa, Up branch?

The address of the branch is Haswa, Uttar Pradesh - 212 645. located in Fatehpur, Haswa, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.