For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Khamanon branch in Fatehgarh Sahib, Khamanon, Punjab, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0KHAMAN. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Khamanon, Fatehgarh Sahib
The table below shows the main details of the IFSC Code BARB0KHAMAN for the Bank Of Baroda branch in Fatehgarh Sahib, which falls under the Khamanon district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KHAMAN |
| Branch | Khamanon |
| City | Fatehgarh Sahib |
| District | Khamanon |
| State | Punjab |
| Address | Ward No 1 Near Telephone Exchange Khamanon Punjab 141801 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Fatehgarh Sahib for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHAMAN for the Khamanon branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Khamanon, Fatehgarh Sahib, Punjab, are given a unique IFSC like BARB0KHAMAN to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Fatehgarh Sahib.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Fatehgarh Sahib and Khamanon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Khamanon goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0KHAMAN
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khamanon in Fatehgarh Sahib.
For example, the IFSC Code BARB0KHAMAN of Bank Of Baroda for the Khamanon branch has these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0KHAMAN of Bank Of Baroda for its Khamanon branch located in Fatehgarh Sahib, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Fatehgarh Sahib and Khamanon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Khamanon or Fatehgarh Sahib to find the exact IFSC Code BARB0KHAMAN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Fatehgarh Sahib will provide accurate information.
How to Use IFSC Code BARB0KHAMAN for Online Transfers?
Once you have the IFSC Code BARB0KHAMAN for the Khamanon branch of Bank Of Baroda in Fatehgarh Sahib, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0KHAMAN. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KHAMAN.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Khamanon in Fatehgarh Sahib, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khamanon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Fatehgarh Sahib to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KHAMAN.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No 1 Near Telephone Exchange Khamanon Punjab 141801 located in Fatehgarh Sahib, Khamanon, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.