There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kumarganj,Dist Faizabad branch in Faizabad, Milkipur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Faizabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0KUMARG. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kumarganj,Dist Faizabad, Faizabad

Here are the key points that are associated with the IFSC Code BARB0KUMARG of Bank Of Baroda for its branch located in Faizabad, within the district of Milkipur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KUMARG
Branch Kumarganj,Dist Faizabad
City Faizabad
District Milkipur
State Uttar Pradesh
Address Kumarganj,Tehsil Milkipur,Dt.Faizabad,Pin-224229. (U.P.)

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Faizabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KUMARG for the Kumarganj,Dist Faizabad branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kumarganj,Dist Faizabad, Faizabad, Uttar Pradesh, is provided a unique IFSC like BARB0KUMARG so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Faizabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Faizabad and Milkipur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kumarganj,Dist Faizabad do not get misguided to another person.

Format of the IFSC Code BARB0KUMARG

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kumarganj,Dist Faizabad in Faizabad.

For example, the IFSC Code BARB0KUMARG of Bank Of Baroda for the Kumarganj,Dist Faizabad branch includes these elements, identifying the bank and the branch location in Faizabad and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KUMARG of Bank Of Baroda for its Kumarganj,Dist Faizabad branch located in Faizabad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Faizabad and Milkipur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kumarganj,Dist Faizabad or Faizabad to get the exact IFSC Code BARB0KUMARG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Faizabad, you'll get the correct details.

How to Use IFSC Code BARB0KUMARG for Online Transfers?

Once you have the IFSC Code BARB0KUMARG for the Kumarganj,Dist Faizabad branch of Bank Of Baroda in Faizabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KUMARG. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KUMARG.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kumarganj,Dist Faizabad in Faizabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kumarganj,Dist Faizabad, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Faizabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kumarganj,Dist Faizabad, Faizabad?

The IFSC Code is BARB0KUMARG.

Is the IFSC Code BARB0KUMARG permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kumarganj,Dist Faizabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumarganj,Dist Faizabad branch?

The address of the branch is Kumarganj,Tehsil Milkipur,Dt.Faizabad,Pin-224229. (U.P.) located in Faizabad, Milkipur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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