For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Gobichettypalayam branch in Erode, Erode, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Erode or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0DBGOBI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gobichettypalayam, Erode

The table below shows the main details of the IFSC Code BARB0DBGOBI for the Bank Of Baroda branch in Erode, which falls under the Erode district in Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBGOBI
Branch Gobichettypalayam
City Erode
District Erode
State Tamil Nadu
Address 24Jawaharlal Nehru Street Erode Main Rdkaratturgobichettypalayamerode Gobichettipalayam Erode Tamil Nadu 638476

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Erode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBGOBI for the Gobichettypalayam branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gobichettypalayam, Erode, Tamil Nadu, is provided with a unique IFSC like BARB0DBGOBI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Erode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Erode and Erode.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gobichettypalayam do not get mixed with another location.

Format of the IFSC Code BARB0DBGOBI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gobichettypalayam in Erode.

For example, the IFSC Code BARB0DBGOBI of Bank Of Baroda for the Gobichettypalayam branch includes these elements, identifying the bank and the branch location in Erode and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DBGOBI of Bank Of Baroda for its Gobichettypalayam branch located in Erode, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Erode and Erode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Gobichettypalayam or Erode to find the exact IFSC Code BARB0DBGOBI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Erode will provide accurate information.

How to Use IFSC Code BARB0DBGOBI for Online Transfers?

If you have the IFSC Code BARB0DBGOBI for the Gobichettypalayam branch of Bank Of Baroda in Erode, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBGOBI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBGOBI.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Gobichettypalayam in Erode, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gobichettypalayam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Erode manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gobichettypalayam, Erode?

The IFSC Code is BARB0DBGOBI.

Is the IFSC Code BARB0DBGOBI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gobichettypalayam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gobichettypalayam branch?

The address of the branch is 24Jawaharlal Nehru Street Erode Main Rdkaratturgobichettypalayamerode Gobichettipalayam Erode Tamil Nadu 638476 located in Erode, Erode, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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