The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Ziad Ernakulam branch in Ernakulam, Ernakulam, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0ZICERN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Ziad Ernakulam, Ernakulam

The table below shows the main details of the IFSC Code BARB0ZICERN for the Bank Of Baroda branch in Ernakulam, which falls under the Ernakulam district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ZICERN
Branch Ziad Ernakulam
City Ernakulam
District Ernakulam
State Kerala
Address Fifth Floor Kmrl Metro Station Comlex Mg Road Ernakulam Kerala 682035

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Ernakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ZICERN for the Ziad Ernakulam branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ziad Ernakulam, Ernakulam, Kerala, is provided a unique IFSC like BARB0ZICERN so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Ernakulam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ernakulam and Ernakulam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ziad Ernakulam do not get misguided to another person.

Format of the IFSC Code BARB0ZICERN

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ziad Ernakulam in Ernakulam.

For example, the IFSC Code BARB0ZICERN of Bank Of Baroda for the Ziad Ernakulam branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0ZICERN of Bank Of Baroda for its Ziad Ernakulam branch located in Ernakulam, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ernakulam and Ernakulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Ziad Ernakulam or Ernakulam to find the exact IFSC Code BARB0ZICERN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Ernakulam will provide accurate information.

How to Use IFSC Code BARB0ZICERN for Online Transfers?

Once you have the IFSC Code BARB0ZICERN for the Ziad Ernakulam branch of Bank Of Baroda in Ernakulam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0ZICERN. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0ZICERN.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ziad Ernakulam in Ernakulam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ziad Ernakulam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ernakulam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ziad Ernakulam, Ernakulam?

The IFSC Code is BARB0ZICERN.

Is the IFSC Code BARB0ZICERN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ziad Ernakulam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ziad Ernakulam branch?

The address of the branch is Fifth Floor Kmrl Metro Station Comlex Mg Road Ernakulam Kerala 682035 located in Ernakulam, Ernakulam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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