The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Perumbavoor branch in Ernakulam, Perumbavoor, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJPERU. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Perumbavoor, Ernakulam
Below in the table are the key details related to IFSC Code BARB0VJPERU of Bank Of Baroda for its branch located in Ernakulam, within the district of Perumbavoor in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJPERU |
| Branch | Perumbavoor |
| City | Ernakulam |
| District | Perumbavoor |
| State | Kerala |
| Address | Dream Tower, Kunjuvittykudy , Thombra, Near Ashram School , A M Road, Perumbavoor, , Perumbavoor , 683542 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Ernakulam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJPERU for the Perumbavoor branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Perumbavoor, Ernakulam, Kerala, are given a unique IFSC like BARB0VJPERU to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ernakulam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ernakulam and Perumbavoor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Perumbavoor goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0VJPERU
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Perumbavoor in Ernakulam.
For example, the IFSC Code BARB0VJPERU of Bank Of Baroda for the Perumbavoor branch has these elements, identifying the bank and the branch location in Ernakulam and Kerala correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJPERU of Bank Of Baroda for its Perumbavoor branch located in Ernakulam, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Ernakulam and Perumbavoor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Perumbavoor or Ernakulam to get the exact IFSC Code BARB0VJPERU.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ernakulam that will provide accurate information.
How to Use IFSC Code BARB0VJPERU for Online Transfers?
Once you have the IFSC Code BARB0VJPERU for the Perumbavoor branch of Bank Of Baroda in Ernakulam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJPERU. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJPERU.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Perumbavoor in Ernakulam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Perumbavoor, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ernakulam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Perumbavoor Ernakulam branch is BARB0VJPERU.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dream Tower, Kunjuvittykudy , Thombra, Near Ashram School , A M Road, Perumbavoor, , Perumbavoor , 683542.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.