For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mulanthuruthy branch in Ernakulam, Mulanthuruthy P.O, Ernakulam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0MULANT. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mulanthuruthy, Ernakulam

The table below shows the main details of the IFSC Code BARB0MULANT for the Bank Of Baroda branch in Ernakulam, which falls under the Mulanthuruthy P.O, Ernakulam district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MULANT
Branch Mulanthuruthy
City Ernakulam
District Mulanthuruthy P.O, Ernakulam
State Kerala
Address Padippurackal Tower, Karavattekuriz, Pirvom Road, Mulanthuruthy, Kerala- 682314

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Ernakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MULANT for the Mulanthuruthy branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0MULANT is given to every bank branch, including Bank Of Baroda located in Mulanthuruthy, Ernakulam, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Ernakulam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ernakulam and Mulanthuruthy P.O, Ernakulam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Mulanthuruthy doesn't end up at another location.

Format of the IFSC Code BARB0MULANT

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mulanthuruthy in Ernakulam.

For example, the IFSC Code BARB0MULANT of Bank Of Baroda for the Mulanthuruthy branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0MULANT of Bank Of Baroda for its Mulanthuruthy branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ernakulam and Mulanthuruthy P.O, Ernakulam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Mulanthuruthy or Ernakulam to get the exact IFSC Code BARB0MULANT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Ernakulam, you'll get the correct details.

How to Use IFSC Code BARB0MULANT for Online Transfers?

Once you have the IFSC Code BARB0MULANT for the Mulanthuruthy branch of Bank Of Baroda in Ernakulam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MULANT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MULANT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mulanthuruthy in Ernakulam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mulanthuruthy, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ernakulam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mulanthuruthy, Ernakulam?

The IFSC Code is BARB0MULANT.

Is the IFSC Code BARB0MULANT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mulanthuruthy?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mulanthuruthy branch?

The address of the branch is Padippurackal Tower, Karavattekuriz, Pirvom Road, Mulanthuruthy, Kerala- 682314 located in Ernakulam, Mulanthuruthy P.O, Ernakulam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.