For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Angamali, Dist Ernakulam branch in Ernakulam, Angamaly, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0ANGAMA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Angamali, Dist Ernakulam, Ernakulam

Here are the main details that are associated with the IFSC Code BARB0ANGAMA of Bank Of Baroda for its branch located in Ernakulam, within the district of Angamaly in the state of Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ANGAMA
Branch Angamali, Dist Ernakulam
City Ernakulam
District Angamaly
State Kerala
Address 1St Floor, S.M. Book Centre, Nh47, Angamaly Po Dist Ernakulam 683572

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Ernakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ANGAMA for the Angamali, Dist Ernakulam branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Angamali, Dist Ernakulam, Ernakulam, Kerala, are allotted a unique IFSC like BARB0ANGAMA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ernakulam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ernakulam and Angamaly.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Angamali, Dist Ernakulam reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BARB0ANGAMA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Angamali, Dist Ernakulam in Ernakulam.

For example, the IFSC Code BARB0ANGAMA of Bank Of Baroda for the Angamali, Dist Ernakulam branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0ANGAMA of Bank Of Baroda for its Angamali, Dist Ernakulam branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Ernakulam and Angamaly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Angamali, Dist Ernakulam or Ernakulam to get the exact IFSC Code BARB0ANGAMA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ernakulam, then it will provide you proper information.

How to Use IFSC Code BARB0ANGAMA for Online Transfers?

Once you have the IFSC Code BARB0ANGAMA for the Angamali, Dist Ernakulam branch of Bank Of Baroda in Ernakulam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0ANGAMA. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ANGAMA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Angamali, Dist Ernakulam in Ernakulam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Angamali, Dist Ernakulam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ernakulam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Angamali, Dist Ernakulam, Ernakulam?

The IFSC Code is BARB0ANGAMA.

Is the IFSC Code BARB0ANGAMA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Angamali, Dist Ernakulam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Angamali, Dist Ernakulam branch?

The address of the branch is 1St Floor, S.M. Book Centre, Nh47, Angamaly Po Dist Ernakulam 683572 located in Ernakulam, Angamaly, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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