IFSC Code of Bank Of Baroda, Lama Villa, Shillong, Meghalaya — BARB0VJLAMA

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Lama Villa branch in East Khasi Hills, Shillong, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code BARB0VJLAMA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Lama Villa, East Khasi Hills

The table below shows the main details of the IFSC Code BARB0VJLAMA for the Bank Of Baroda branch in East Khasi Hills, which falls under the Shillong district in Meghalaya.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in East Khasi Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJLAMA for the Lama Villa branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJLAMA is given to every bank branch, including Bank Of Baroda located in Lama Villa, East Khasi Hills, Meghalaya, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in East Khasi Hills.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like East Khasi Hills and Shillong.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Meghalaya and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Lama Villa doesn't end up at another location.

Format of the IFSC Code BARB0VJLAMA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lama Villa in East Khasi Hills.

For example, the IFSC Code BARB0VJLAMA of Bank Of Baroda for the Lama Villa branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJLAMA of Bank Of Baroda for its Lama Villa branch located in East Khasi Hills, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in East Khasi Hills and Shillong, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Lama Villa or East Khasi Hills to find the exact IFSC Code BARB0VJLAMA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and East Khasi Hills will provide accurate information.

How to Use IFSC Code BARB0VJLAMA for Online Transfers?

Once you have the IFSC Code BARB0VJLAMA for the Lama Villa branch of Bank Of Baroda in East Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJLAMA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJLAMA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Lama Villa in East Khasi Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Lama Villa, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Khasi Hills manage online transfers as well as cheque clearances with ease.