There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Sirsa Khurd, Chhattisgarh branch in Durg, Sirsa Khurd, Chandigarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Durg or anywhere in Chandigarh can easily transfer funds instantly by using the correct IFSC Code BARB0SIRSAK. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sirsa Khurd, Chhattisgarh, Durg

Here are the main details that are associated with the IFSC Code BARB0SIRSAK of Bank Of Baroda for its branch located in Durg, within the district of Sirsa Khurd in the state of Chandigarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SIRSAK
Branch Sirsa Khurd, Chhattisgarh
City Durg
District Sirsa Khurd
State Chandigarh
Address Vill Sirsa,Dhamda Main Road,Distt Durg, Chhattisgarh - 491001

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Durg for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SIRSAK for the Sirsa Khurd, Chhattisgarh branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Sirsa Khurd, Chhattisgarh, Durg, Chandigarh, is provided with a unique IFSC like BARB0SIRSAK to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Durg.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Durg and Sirsa Khurd.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chandigarh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Sirsa Khurd, Chhattisgarh do not get mixed with another location.

Format of the IFSC Code BARB0SIRSAK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sirsa Khurd, Chhattisgarh in Durg.

For example, the IFSC Code BARB0SIRSAK of Bank Of Baroda for the Sirsa Khurd, Chhattisgarh branch includes these elements, identifying the bank and the branch location in Durg and Chandigarh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SIRSAK of Bank Of Baroda for its Sirsa Khurd, Chhattisgarh branch located in Durg, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Durg and Sirsa Khurd, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Sirsa Khurd, Chhattisgarh or Durg to get the exact IFSC Code BARB0SIRSAK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Durg, you'll get the correct details.

How to Use IFSC Code BARB0SIRSAK for Online Transfers?

Once you have the IFSC Code BARB0SIRSAK for the Sirsa Khurd, Chhattisgarh branch of Bank Of Baroda in Durg, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SIRSAK. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SIRSAK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sirsa Khurd, Chhattisgarh in Durg, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sirsa Khurd, Chhattisgarh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Durg manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sirsa Khurd, Chhattisgarh, Durg?

The IFSC Code is BARB0SIRSAK.

Is the IFSC Code BARB0SIRSAK permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sirsa Khurd, Chhattisgarh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sirsa Khurd, Chhattisgarh branch?

The address of the branch is Vill Sirsa,Dhamda Main Road,Distt Durg, Chhattisgarh - 491001 located in Durg, Sirsa Khurd, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.