IFSC Code of Bank Of Baroda, Dharwar Branch, Hubli-Dharwad, Karnataka- BARB0DHARWA

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Dharwar Branch branch in Dharwad, Hubli-Dharwad, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0DHARWA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Dharwar Branch, Dharwad

Here are the key points that are associated with the IFSC Code BARB0DHARWA of Bank Of Baroda for its branch located in Dharwad, within the district of Hubli-Dharwad in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Dharwad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DHARWA for the Dharwar Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Dharwar Branch, Dharwad, Karnataka, are allotted a unique IFSC like BARB0DHARWA to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Dharwad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Dharwad and Hubli-Dharwad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Dharwar Branch reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0DHARWA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharwar Branch in Dharwad.

For example, the IFSC Code BARB0DHARWA of Bank Of Baroda for the Dharwar Branch branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DHARWA of Bank Of Baroda for its Dharwar Branch branch located in Dharwad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dharwad and Hubli-Dharwad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Dharwar Branch or Dharwad to find the exact IFSC Code BARB0DHARWA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Dharwad will provide accurate information.

How to Use IFSC Code BARB0DHARWA for Online Transfers?

Once you have the IFSC Code BARB0DHARWA for the Dharwar Branch branch of Bank Of Baroda in Dharwad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DHARWA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DHARWA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Dharwar Branch in Dharwad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Dharwar Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dharwad manage their online transfers and cheque clearances easily.