The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Hirapur,Dhanbad branch in Dhanbad, Dhanbad, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0HIRAPU. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Hirapur,Dhanbad, Dhanbad

Here are the key points that are associated with the IFSC Code BARB0HIRAPU of Bank Of Baroda for its branch located in Dhanbad, within the district of Dhanbad in the state of Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0HIRAPU
Branch Hirapur,Dhanbad
City Dhanbad
District Dhanbad
State Jharkhand
Address 1 St Floor, Amba Tower, Sarai Dhella, Dhanbad, Jharkhand - 828 127

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Dhanbad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HIRAPU for the Hirapur,Dhanbad branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Hirapur,Dhanbad, Dhanbad, Jharkhand, is provided with a unique IFSC like BARB0HIRAPU to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dhanbad and Dhanbad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Hirapur,Dhanbad do not get mixed with another location.

Format of the IFSC Code BARB0HIRAPU

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hirapur,Dhanbad in Dhanbad.

For example, the IFSC Code BARB0HIRAPU of Bank Of Baroda for the Hirapur,Dhanbad branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0HIRAPU of Bank Of Baroda for its Hirapur,Dhanbad branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Hirapur,Dhanbad or Dhanbad to get the exact IFSC Code BARB0HIRAPU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Dhanbad, then it will provide you proper information.

How to Use IFSC Code BARB0HIRAPU for Online Transfers?

Once you have the IFSC Code BARB0HIRAPU for the Hirapur,Dhanbad branch of Bank Of Baroda in Dhanbad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0HIRAPU. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0HIRAPU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Hirapur,Dhanbad in Dhanbad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Hirapur,Dhanbad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhanbad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Hirapur,Dhanbad, Dhanbad?

The IFSC Code is BARB0HIRAPU.

Is the IFSC Code BARB0HIRAPU permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Hirapur,Dhanbad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hirapur,Dhanbad branch?

The address of the branch is 1 St Floor, Amba Tower, Sarai Dhella, Dhanbad, Jharkhand - 828 127 located in Dhanbad, Dhanbad, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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