There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kurud branch in Dhamtari, Kurud, Chhattisgarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Dhamtari or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code BARB0VJKRUD. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Kurud, Dhamtari
The table below shows the main details of the IFSC Code BARB0VJKRUD for the Bank Of Baroda branch in Dhamtari, which falls under the Kurud district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKRUD |
| Branch | Kurud |
| City | Dhamtari |
| District | Kurud |
| State | Chhattisgarh |
| Address | Khasra No. 2229 And 22210, , Suncity Complex, Bypass Road, , Kurud, Dhamtari , Kurud , 493663 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Dhamtari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKRUD for the Kurud branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJKRUD is given to every bank branch, including Bank Of Baroda located in Kurud, Dhamtari, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Dhamtari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhamtari and Kurud.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kurud doesn't end up at another location.
Format of the IFSC Code BARB0VJKRUD
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kurud in Dhamtari.
For example, the IFSC Code BARB0VJKRUD of Bank Of Baroda for the Kurud branch includes these elements, identifying the bank and the branch location in Dhamtari and Chhattisgarh correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJKRUD of Bank Of Baroda for its Kurud branch located in Dhamtari, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Dhamtari and Kurud, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kurud or Dhamtari to find the exact IFSC Code BARB0VJKRUD.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Dhamtari will provide accurate information.
How to Use IFSC Code BARB0VJKRUD for Online Transfers?
Once you have the IFSC Code BARB0VJKRUD for the Kurud branch of Bank Of Baroda in Dhamtari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJKRUD. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKRUD.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kurud in Dhamtari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kurud, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhamtari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJKRUD.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Khasra No. 2229 And 22210, , Suncity Complex, Bypass Road, , Kurud, Dhamtari , Kurud , 493663 located in Dhamtari, Kurud, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.