The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Vikas Nagar Dehradun branch in Dehra Dun, Dehra Dun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0DBVIKA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Vikas Nagar Dehradun, Dehra Dun
Here are some of the key details that come with the IFSC Code BARB0DBVIKA of Bank Of Baroda for its branch located in Dehra Dun, within the district of Dehra Dun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBVIKA |
| Branch | Vikas Nagar Dehradun |
| City | Dehra Dun |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | Ward No 5Plot No 281 Mandi Chowk Vikas Nagardehradun Vikas Nagar Dehradun Uttarakhand 248198 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBVIKA for the Vikas Nagar Dehradun branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Vikas Nagar Dehradun, Dehra Dun, Uttarakhand, is provided a unique IFSC like BARB0DBVIKA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Dehra Dun.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dehra Dun and Dehra Dun.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Vikas Nagar Dehradun do not get misguided to another person.
Format of the IFSC Code BARB0DBVIKA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vikas Nagar Dehradun in Dehra Dun.
For example, the IFSC Code BARB0DBVIKA of Bank Of Baroda for the Vikas Nagar Dehradun branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DBVIKA of Bank Of Baroda for its Vikas Nagar Dehradun branch located in Dehra Dun, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Dehra Dun and Dehra Dun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Vikas Nagar Dehradun or Dehra Dun to find the exact IFSC Code BARB0DBVIKA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Dehra Dun will provide accurate information.
How to Use IFSC Code BARB0DBVIKA for Online Transfers?
If you have the IFSC Code BARB0DBVIKA for the Vikas Nagar Dehradun branch of Bank Of Baroda in Dehra Dun, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBVIKA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBVIKA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Vikas Nagar Dehradun in Dehra Dun, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vikas Nagar Dehradun, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dehra Dun to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBVIKA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No 5Plot No 281 Mandi Chowk Vikas Nagardehradun Vikas Nagar Dehradun Uttarakhand 248198 located in Dehra Dun, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.