There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Darjeeling branch in Darjeeling, Darjiling, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Darjeeling or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BARB0DARJEE. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Darjeeling, Darjeeling

Here are the key points that are associated with the IFSC Code BARB0DARJEE of Bank Of Baroda for its branch located in Darjeeling, within the district of Darjiling in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DARJEE
Branch Darjeeling
City Darjeeling
District Darjiling
State West Bengal
Address Robertson Road, Darjeeling, West Bengal 734101

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Darjeeling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DARJEE for the Darjeeling branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Darjeeling, Darjeeling, West Bengal, are allotted a unique IFSC like BARB0DARJEE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjeeling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darjeeling and Darjiling.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Darjeeling reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BARB0DARJEE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Darjeeling in Darjeeling.

For example, the IFSC Code BARB0DARJEE of Bank Of Baroda for the Darjeeling branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DARJEE of Bank Of Baroda for its Darjeeling branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Darjeeling and Darjiling, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Darjeeling or Darjeeling to get the exact IFSC Code BARB0DARJEE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Darjeeling, you'll get the correct details.

How to Use IFSC Code BARB0DARJEE for Online Transfers?

Once you have the IFSC Code BARB0DARJEE for the Darjeeling branch of Bank Of Baroda in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DARJEE. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DARJEE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Darjeeling in Darjeeling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Darjeeling, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjeeling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Darjeeling, Darjeeling?

The IFSC Code is BARB0DARJEE.

Is the IFSC Code BARB0DARJEE permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Darjeeling?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Darjeeling branch?

The address of the branch is Robertson Road, Darjeeling, West Bengal 734101 located in Darjeeling, Darjiling, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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