Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Sandeep University Sijaul branch in Darbhanga, Madhubani, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0SUSIJA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Sandeep University Sijaul, Darbhanga
The table below shows the main details of the IFSC Code BARB0SUSIJA for the Bank Of Baroda branch in Darbhanga, which falls under the Madhubani district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SUSIJA |
| Branch | Sandeep University Sijaul |
| City | Darbhanga |
| District | Madhubani |
| State | Bihar |
| Address | Neelam Vidya Vihar P.O. Mailam, Sijaul, Madhubani 847235 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Darbhanga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SUSIJA for the Sandeep University Sijaul branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sandeep University Sijaul, Darbhanga, Bihar, are given a unique IFSC like BARB0SUSIJA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darbhanga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Darbhanga and Madhubani.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Sandeep University Sijaul goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0SUSIJA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sandeep University Sijaul in Darbhanga.
For example, the IFSC Code BARB0SUSIJA of Bank Of Baroda for the Sandeep University Sijaul branch has these elements, identifying the bank and the branch location in Darbhanga and Bihar correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0SUSIJA of Bank Of Baroda for its Sandeep University Sijaul branch located in Darbhanga, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Darbhanga and Madhubani, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Sandeep University Sijaul or Darbhanga to find the exact IFSC Code BARB0SUSIJA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Darbhanga will provide accurate information.
How to Use IFSC Code BARB0SUSIJA for Online Transfers?
Once you have the IFSC Code BARB0SUSIJA for the Sandeep University Sijaul branch of Bank Of Baroda in Darbhanga, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SUSIJA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SUSIJA.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Sandeep University Sijaul in Darbhanga, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sandeep University Sijaul, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Darbhanga manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SUSIJA.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Neelam Vidya Vihar P.O. Mailam, Sijaul, Madhubani 847235 located in Darbhanga, Madhubani, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.