Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jogiara Mazra, Bihar branch in Darbhanga, Jogiara, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0JOGIAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jogiara Mazra, Bihar, Darbhanga

The table below shows the main details of the IFSC Code BARB0JOGIAR for the Bank Of Baroda branch in Darbhanga, which falls under the Jogiara district in Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JOGIAR
Branch Jogiara Mazra, Bihar
City Darbhanga
District Jogiara
State Bihar
Address Po.Jogiara, Dist.Darbhanga, Bihar - 847 303.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Darbhanga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JOGIAR for the Jogiara Mazra, Bihar branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jogiara Mazra, Bihar, Darbhanga, Bihar, is provided with a unique IFSC like BARB0JOGIAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Darbhanga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Darbhanga and Jogiara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Jogiara Mazra, Bihar do not get mixed with another location.

Format of the IFSC Code BARB0JOGIAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jogiara Mazra, Bihar in Darbhanga.

For example, the IFSC Code BARB0JOGIAR of Bank Of Baroda for the Jogiara Mazra, Bihar branch includes these elements, identifying the bank and the branch location in Darbhanga and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JOGIAR of Bank Of Baroda for its Jogiara Mazra, Bihar branch located in Darbhanga, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Darbhanga and Jogiara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Jogiara Mazra, Bihar or Darbhanga to get the exact IFSC Code BARB0JOGIAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Darbhanga that will provide accurate information.

How to Use IFSC Code BARB0JOGIAR for Online Transfers?

Once you have the IFSC Code BARB0JOGIAR for the Jogiara Mazra, Bihar branch of Bank Of Baroda in Darbhanga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0JOGIAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JOGIAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jogiara Mazra, Bihar in Darbhanga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jogiara Mazra, Bihar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darbhanga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jogiara Mazra, Bihar, Darbhanga?

The IFSC Code is BARB0JOGIAR.

Is the IFSC Code BARB0JOGIAR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jogiara Mazra, Bihar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jogiara Mazra, Bihar branch?

The address of the branch is Po.Jogiara, Dist.Darbhanga, Bihar - 847 303. located in Darbhanga, Jogiara, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.