The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Bijuli, Bihar branch in Darbhanga, Binjuli, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0BIJULI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Bijuli, Bihar, Darbhanga

Here are some of the key details that come with the IFSC Code BARB0BIJULI of Bank Of Baroda for its branch located in Darbhanga, within the district of Binjuli in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BIJULI
Branch Bijuli, Bihar
City Darbhanga
District Binjuli
State Bihar
Address Vill And Po Bijuli,Dist Darbhanga, Binjuli, Bihar - 847115

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Darbhanga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BIJULI for the Bijuli, Bihar branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bijuli, Bihar, Darbhanga, Bihar, is provided a unique IFSC like BARB0BIJULI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Darbhanga.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darbhanga and Binjuli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bijuli, Bihar do not get misguided to another person.

Format of the IFSC Code BARB0BIJULI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bijuli, Bihar in Darbhanga.

For example, the IFSC Code BARB0BIJULI of Bank Of Baroda for the Bijuli, Bihar branch has these elements, identifying the bank and the branch location in Darbhanga and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BIJULI of Bank Of Baroda for its Bijuli, Bihar branch located in Darbhanga, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Darbhanga and Binjuli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Bijuli, Bihar or Darbhanga to get the exact IFSC Code BARB0BIJULI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Darbhanga that will provide accurate information.

How to Use IFSC Code BARB0BIJULI for Online Transfers?

Once you have the IFSC Code BARB0BIJULI for the Bijuli, Bihar branch of Bank Of Baroda in Darbhanga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BIJULI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BIJULI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bijuli, Bihar in Darbhanga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bijuli, Bihar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Darbhanga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bijuli, Bihar, Darbhanga?

The IFSC Code is BARB0BIJULI.

Is the IFSC Code BARB0BIJULI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bijuli, Bihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bijuli, Bihar branch?

The address of the branch is Vill And Po Bijuli,Dist Darbhanga, Binjuli, Bihar - 847115 located in Darbhanga, Binjuli, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.