The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Panambur Branch branch in Dakshina Kannada, Dakshina Kannada, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0PANAMB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Panambur Branch, Dakshina Kannada

Here are the main details that are associated with the IFSC Code BARB0PANAMB of Bank Of Baroda for its branch located in Dakshina Kannada, within the district of Dakshina Kannada in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PANAMB
Branch Panambur Branch
City Dakshina Kannada
District Dakshina Kannada
State Karnataka
Address Panambur Branch,New Market Yard,N.M.P.T.Colony,Panambur,Mangalore,575010

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Dakshina Kannada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PANAMB for the Panambur Branch branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PANAMB is given to every bank branch, including Bank Of Baroda located in Panambur Branch, Dakshina Kannada, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Dakshina Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshina Kannada and Dakshina Kannada.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Panambur Branch doesn't end up at another location.

Format of the IFSC Code BARB0PANAMB

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panambur Branch in Dakshina Kannada.

For example, the IFSC Code BARB0PANAMB of Bank Of Baroda for the Panambur Branch branch includes these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PANAMB of Bank Of Baroda for its Panambur Branch branch located in Dakshina Kannada, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dakshina Kannada and Dakshina Kannada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Panambur Branch or Dakshina Kannada to get the exact IFSC Code BARB0PANAMB.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Dakshina Kannada that will provide accurate information.

How to Use IFSC Code BARB0PANAMB for Online Transfers?

Once you have the IFSC Code BARB0PANAMB for the Panambur Branch branch of Bank Of Baroda in Dakshina Kannada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PANAMB. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PANAMB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Panambur Branch in Dakshina Kannada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Panambur Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Panambur Branch, Dakshina Kannada?

The IFSC Code is BARB0PANAMB.

Is the IFSC Code BARB0PANAMB permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Panambur Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Panambur Branch branch?

The address of the branch is Panambur Branch,New Market Yard,N.M.P.T.Colony,Panambur,Mangalore,575010 located in Dakshina Kannada, Dakshina Kannada, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.