For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Uppinngady branch in Dakshin Kannad, Uppinangady, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJUPPI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Uppinngady, Dakshin Kannad

Here are the key points that are associated with the IFSC Code BARB0VJUPPI of Bank Of Baroda for its branch located in Dakshin Kannad, within the district of Uppinangady in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJUPPI
Branch Uppinngady
City Dakshin Kannad
District Uppinangady
State Karnataka
Address Prithvi Shopping Mall , Opp.Bus Stand , Uppinangadi , Uppinngady , 574241

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJUPPI for the Uppinngady branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJUPPI is given to every bank branch, including Bank Of Baroda located in Uppinngady, Dakshin Kannad, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshin Kannad and Uppinangady.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Uppinngady doesn't end up at another location.

Format of the IFSC Code BARB0VJUPPI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Uppinngady in Dakshin Kannad.

For example, the IFSC Code BARB0VJUPPI of Bank Of Baroda for the Uppinngady branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJUPPI of Bank Of Baroda for its Uppinngady branch located in Dakshin Kannad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dakshin Kannad and Uppinangady, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Uppinngady or Dakshin Kannad to find the exact IFSC Code BARB0VJUPPI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Dakshin Kannad will provide accurate information.

How to Use IFSC Code BARB0VJUPPI for Online Transfers?

Once you have the IFSC Code BARB0VJUPPI for the Uppinngady branch of Bank Of Baroda in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJUPPI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJUPPI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Uppinngady in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Uppinngady, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Uppinngady, Dakshin Kannad?

The IFSC Code is BARB0VJUPPI.

Is the IFSC Code BARB0VJUPPI permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Uppinngady?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Uppinngady branch?

The address of the branch is Prithvi Shopping Mall , Opp.Bus Stand , Uppinangadi , Uppinngady , 574241 located in Dakshin Kannad, Uppinangady, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.