The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Thodikana Dakshina Kanada branch in Dakshin Kannad, Thodikana, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJTHOD. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Thodikana Dakshina Kanada, Dakshin Kannad

The table below shows the main details of the IFSC Code BARB0VJTHOD for the Bank Of Baroda branch in Dakshin Kannad, which falls under the Thodikana district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJTHOD
Branch Thodikana Dakshina Kanada
City Dakshin Kannad
District Thodikana
State Karnataka
Address Thodikana Village Post , Sullia Taluk , Dakshin Kannad , Thodikana , 574314

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJTHOD for the Thodikana Dakshina Kanada branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Thodikana Dakshina Kanada, Dakshin Kannad, Karnataka, are allotted a unique IFSC like BARB0VJTHOD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dakshin Kannad and Thodikana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Thodikana Dakshina Kanada reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJTHOD

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thodikana Dakshina Kanada in Dakshin Kannad.

For example, the IFSC Code BARB0VJTHOD of Bank Of Baroda for the Thodikana Dakshina Kanada branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJTHOD of Bank Of Baroda for its Thodikana Dakshina Kanada branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dakshin Kannad and Thodikana, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Thodikana Dakshina Kanada or Dakshin Kannad to get the exact IFSC Code BARB0VJTHOD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dakshin Kannad, you'll get the correct details.

How to Use IFSC Code BARB0VJTHOD for Online Transfers?

Once you have the IFSC Code BARB0VJTHOD for the Thodikana Dakshina Kanada branch of Bank Of Baroda in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJTHOD. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJTHOD.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Thodikana Dakshina Kanada in Dakshin Kannad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Thodikana Dakshina Kanada, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dakshin Kannad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Thodikana Dakshina Kanada, Dakshin Kannad?

The IFSC Code is BARB0VJTHOD.

Is the IFSC Code BARB0VJTHOD permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Thodikana Dakshina Kanada?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thodikana Dakshina Kanada branch?

The address of the branch is Thodikana Village Post , Sullia Taluk , Dakshin Kannad , Thodikana , 574314 located in Dakshin Kannad, Thodikana, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.