For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mardala branch in Dakshin Kannad, Bantra, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJMARD. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mardala, Dakshin Kannad

Here are the main details that are associated with the IFSC Code BARB0VJMARD of Bank Of Baroda for its branch located in Dakshin Kannad, within the district of Bantra in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJMARD
Branch Mardala
City Dakshin Kannad
District Bantra
State Karnataka
Address Sri Jwalamalini Complex , Near Mardala Bus Stand, Bantra Village , Post Mardala, Puttur Taluk , Mardala , 574230

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMARD for the Mardala branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mardala, Dakshin Kannad, Karnataka, is provided a unique IFSC like BARB0VJMARD so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Dakshin Kannad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dakshin Kannad and Bantra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Mardala do not get misguided to another person.

Format of the IFSC Code BARB0VJMARD

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mardala in Dakshin Kannad.

For example, the IFSC Code BARB0VJMARD of Bank Of Baroda for the Mardala branch has these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJMARD of Bank Of Baroda for its Mardala branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Dakshin Kannad and Bantra, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Mardala or Dakshin Kannad to get the exact IFSC Code BARB0VJMARD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dakshin Kannad, you'll get the correct details.

How to Use IFSC Code BARB0VJMARD for Online Transfers?

If you have the IFSC Code BARB0VJMARD for the Mardala branch of Bank Of Baroda in Dakshin Kannad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJMARD. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMARD.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Mardala in Dakshin Kannad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mardala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mardala, Dakshin Kannad?

The IFSC Code is BARB0VJMARD.

Is the IFSC Code BARB0VJMARD permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mardala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mardala branch?

The address of the branch is Sri Jwalamalini Complex , Near Mardala Bus Stand, Bantra Village , Post Mardala, Puttur Taluk , Mardala , 574230 located in Dakshin Kannad, Bantra, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.