The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kinnigoli, Karnataka branch in Dakshin Kannad, Kinnigoli, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0KINNIG. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kinnigoli, Karnataka, Dakshin Kannad

Here are some of the key details that come with the IFSC Code BARB0KINNIG of Bank Of Baroda for its branch located in Dakshin Kannad, within the district of Kinnigoli in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KINNIG
Branch Kinnigoli, Karnataka
City Dakshin Kannad
District Kinnigoli
State Karnataka
Address Shri Guru Complex,Main Road,Kinnigoli,District ┬Û Dakshin Kannada,Karnataka ┬Û 574 150

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KINNIG for the Kinnigoli, Karnataka branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kinnigoli, Karnataka, Dakshin Kannad, Karnataka, are allotted a unique IFSC like BARB0KINNIG to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dakshin Kannad and Kinnigoli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kinnigoli, Karnataka reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0KINNIG

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kinnigoli, Karnataka in Dakshin Kannad.

For example, the IFSC Code BARB0KINNIG of Bank Of Baroda for the Kinnigoli, Karnataka branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KINNIG of Bank Of Baroda for its Kinnigoli, Karnataka branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dakshin Kannad and Kinnigoli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kinnigoli, Karnataka or Dakshin Kannad to get the exact IFSC Code BARB0KINNIG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dakshin Kannad, you'll get the correct details.

How to Use IFSC Code BARB0KINNIG for Online Transfers?

Once you have the IFSC Code BARB0KINNIG for the Kinnigoli, Karnataka branch of Bank Of Baroda in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KINNIG. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KINNIG.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kinnigoli, Karnataka in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kinnigoli, Karnataka, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dakshin Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kinnigoli, Karnataka Dakshin Kannad?

The IFSC Code of the Kinnigoli, Karnataka Dakshin Kannad branch is BARB0KINNIG.

Is IFSC Code BARB0KINNIG permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kinnigoli, Karnataka branch?

The branch is located at Shri Guru Complex,Main Road,Kinnigoli,District ┬Û Dakshin Kannada,Karnataka ┬Û 574 150.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.