The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kalladka branch in Dakshin Kannad, Golthamajal, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJKDKA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kalladka, Dakshin Kannad

Here are some of the key details that come with the IFSC Code BARB0VJKDKA of Bank Of Baroda for its branch located in Dakshin Kannad, within the district of Golthamajal in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKDKA
Branch Kalladka
City Dakshin Kannad
District Golthamajal
State Karnataka
Address Sriram Building , Kalladka , Bantwal Taluk , Kalladka , 574222

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJKDKA for the Kalladka branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kalladka, Dakshin Kannad, Karnataka, are given a unique IFSC like BARB0VJKDKA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dakshin Kannad and Golthamajal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Kalladka goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJKDKA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalladka in Dakshin Kannad.

For example, the IFSC Code BARB0VJKDKA of Bank Of Baroda for the Kalladka branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJKDKA of Bank Of Baroda for its Kalladka branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dakshin Kannad and Golthamajal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kalladka or Dakshin Kannad to get the exact IFSC Code BARB0VJKDKA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dakshin Kannad, you'll get the correct details.

How to Use IFSC Code BARB0VJKDKA for Online Transfers?

Once you have the IFSC Code BARB0VJKDKA for the Kalladka branch of Bank Of Baroda in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKDKA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKDKA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kalladka in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kalladka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dakshin Kannad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kalladka, Dakshin Kannad?

The IFSC Code is BARB0VJKDKA.

Is the IFSC Code BARB0VJKDKA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kalladka?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kalladka branch?

The address of the branch is Sriram Building , Kalladka , Bantwal Taluk , Kalladka , 574222 located in Dakshin Kannad, Golthamajal, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.