For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Arkula branch in Dakshin Kannad, Arkula, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJARKU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Arkula, Dakshin Kannad

Here are the key points that are associated with the IFSC Code BARB0VJARKU of Bank Of Baroda for its branch located in Dakshin Kannad, within the district of Arkula in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJARKU
Branch Arkula
City Dakshin Kannad
District Arkula
State Karnataka
Address Eesha Complex , Farangipet , Bantwal Taluk , Arkula , 574143

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJARKU for the Arkula branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Arkula, Dakshin Kannad, Karnataka, is provided a unique IFSC like BARB0VJARKU so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Dakshin Kannad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dakshin Kannad and Arkula.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Arkula do not get misguided to another person.

Format of the IFSC Code BARB0VJARKU

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arkula in Dakshin Kannad.

For example, the IFSC Code BARB0VJARKU of Bank Of Baroda for the Arkula branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJARKU of Bank Of Baroda for its Arkula branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Dakshin Kannad and Arkula, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Arkula or Dakshin Kannad to get the exact IFSC Code BARB0VJARKU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dakshin Kannad, you'll get the correct details.

How to Use IFSC Code BARB0VJARKU for Online Transfers?

Once you have the IFSC Code BARB0VJARKU for the Arkula branch of Bank Of Baroda in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJARKU. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJARKU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Arkula in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Arkula, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dakshin Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Arkula, Dakshin Kannad?

The IFSC Code is BARB0VJARKU.

Is the IFSC Code BARB0VJARKU permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Arkula?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Arkula branch?

The address of the branch is Eesha Complex , Farangipet , Bantwal Taluk , Arkula , 574143 located in Dakshin Kannad, Arkula, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.