The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Balurghat, West Bengal branch in Dakshin Dinajpur, Balurghat, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dakshin Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0BALURG. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Balurghat, West Bengal, Dakshin Dinajpur
The table below shows the main details of the IFSC Code BARB0BALURG for the Bank Of Baroda branch in Dakshin Dinajpur, which falls under the Balurghat district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BALURG |
| Branch | Balurghat, West Bengal |
| City | Dakshin Dinajpur |
| District | Balurghat |
| State | West Bengal |
| Address | Nazrul Sarani, Narayanpur, Opp - Taxi Stand, Dist - Dakshin Dinajpurbalurghatwest Bengal ┬Û 733 101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Dakshin Dinajpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BALURG for the Balurghat, West Bengal branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Balurghat, West Bengal, Dakshin Dinajpur, West Bengal, is provided a unique IFSC like BARB0BALURG so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Dakshin Dinajpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dakshin Dinajpur and Balurghat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Balurghat, West Bengal do not get misguided to another person.
Format of the IFSC Code BARB0BALURG
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Balurghat, West Bengal in Dakshin Dinajpur.
For example, the IFSC Code BARB0BALURG of Bank Of Baroda for the Balurghat, West Bengal branch has these elements, identifying the bank and the branch location in Dakshin Dinajpur and West Bengal correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0BALURG of Bank Of Baroda for its Balurghat, West Bengal branch located in Dakshin Dinajpur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Dakshin Dinajpur and Balurghat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Balurghat, West Bengal or Dakshin Dinajpur to get the exact IFSC Code BARB0BALURG.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dakshin Dinajpur, you'll get the correct details.
How to Use IFSC Code BARB0BALURG for Online Transfers?
If you have the IFSC Code BARB0BALURG for the Balurghat, West Bengal branch of Bank Of Baroda in Dakshin Dinajpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BALURG. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0BALURG.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Balurghat, West Bengal in Dakshin Dinajpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Balurghat, West Bengal, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dakshin Dinajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BALURG.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nazrul Sarani, Narayanpur, Opp - Taxi Stand, Dist - Dakshin Dinajpurbalurghatwest Bengal ┬Û 733 101 located in Dakshin Dinajpur, Balurghat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.