Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Cdacuttack, Orissa branch in Cuttack, Cuttack, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0CUTCDA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Cdacuttack, Orissa, Cuttack

Here are the key points that are associated with the IFSC Code BARB0CUTCDA of Bank Of Baroda for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0CUTCDA
Branch Cdacuttack, Orissa
City Cuttack
District Cuttack
State Odisha
Address Plot No Cm 2 B 1St Floor,Sec 7, New Market,Near Police Station,Cda Cuttack,Orissa ┬Û 753014.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Cuttack for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0CUTCDA for the Cdacuttack, Orissa branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0CUTCDA is given to every bank branch, including Bank Of Baroda located in Cdacuttack, Orissa, Cuttack, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cuttack and Cuttack.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Cdacuttack, Orissa doesn't end up at another location.

Format of the IFSC Code BARB0CUTCDA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cdacuttack, Orissa in Cuttack.

For example, the IFSC Code BARB0CUTCDA of Bank Of Baroda for the Cdacuttack, Orissa branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0CUTCDA of Bank Of Baroda for its Cdacuttack, Orissa branch located in Cuttack, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Cdacuttack, Orissa or Cuttack to get the exact IFSC Code BARB0CUTCDA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Cuttack, then it will provide you proper information.

How to Use IFSC Code BARB0CUTCDA for Online Transfers?

Once you have the IFSC Code BARB0CUTCDA for the Cdacuttack, Orissa branch of Bank Of Baroda in Cuttack, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0CUTCDA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0CUTCDA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Cdacuttack, Orissa in Cuttack may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Cdacuttack, Orissa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuttack to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Cdacuttack, Orissa, Cuttack?

The IFSC Code is BARB0CUTCDA.

Is the IFSC Code BARB0CUTCDA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Cdacuttack, Orissa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cdacuttack, Orissa branch?

The address of the branch is Plot No Cm 2 B 1St Floor,Sec 7, New Market,Near Police Station,Cda Cuttack,Orissa ┬Û 753014. located in Cuttack, Cuttack, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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