For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Srikalahasthi branch in Chittoor, Srikalahasti, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Chittoor or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJSRIK. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Srikalahasthi, Chittoor
Here are some of the key details that come with the IFSC Code BARB0VJSRIK of Bank Of Baroda for its branch located in Chittoor, within the district of Srikalahasti in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJSRIK |
| Branch | Srikalahasthi |
| City | Chittoor |
| District | Srikalahasti |
| State | Andhra Pradesh |
| Address | No.33381, , Bazaar Street , Srikalahasti, Chittor Dist , Srikalahasthi , 517644 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Chittoor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJSRIK for the Srikalahasthi branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Srikalahasthi, Chittoor, Andhra Pradesh, is provided a unique IFSC like BARB0VJSRIK so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Chittoor.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chittoor and Srikalahasti.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Srikalahasthi do not get misguided to another person.
Format of the IFSC Code BARB0VJSRIK
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srikalahasthi in Chittoor.
For example, the IFSC Code BARB0VJSRIK of Bank Of Baroda for the Srikalahasthi branch includes these elements, identifying the bank and the branch location in Chittoor and Andhra Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJSRIK of Bank Of Baroda for its Srikalahasthi branch located in Chittoor, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Chittoor and Srikalahasti, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Srikalahasthi or Chittoor to get the exact IFSC Code BARB0VJSRIK.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Chittoor, you'll get the correct details.
How to Use IFSC Code BARB0VJSRIK for Online Transfers?
Once you have the IFSC Code BARB0VJSRIK for the Srikalahasthi branch of Bank Of Baroda in Chittoor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJSRIK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSRIK.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Srikalahasthi in Chittoor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Srikalahasthi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chittoor manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJSRIK.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No.33381, , Bazaar Street , Srikalahasti, Chittor Dist , Srikalahasthi , 517644 located in Chittoor, Srikalahasti, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.