Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Chhivlaha,Up branch in Chitrakoot, Chhivlaha, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Chitrakoot or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0CHHIVL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chhivlaha,Up, Chitrakoot

The table below shows the main details of the IFSC Code BARB0CHHIVL for the Bank Of Baroda branch in Chitrakoot, which falls under the Chhivlaha district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0CHHIVL
Branch Chhivlaha,Up
City Chitrakoot
District Chhivlaha
State Uttar Pradesh
Address Vpo Chhivlaha,Near Pure Pandey,Bhupganj Chhivlaha,Uttarpradesh ┬Û 229216.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Chitrakoot for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0CHHIVL for the Chhivlaha,Up branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0CHHIVL is given to every bank branch, including Bank Of Baroda located in Chhivlaha,Up, Chitrakoot, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Chitrakoot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chitrakoot and Chhivlaha.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Chhivlaha,Up doesn't end up at another location.

Format of the IFSC Code BARB0CHHIVL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhivlaha,Up in Chitrakoot.

For example, the IFSC Code BARB0CHHIVL of Bank Of Baroda for the Chhivlaha,Up branch includes these elements, identifying the bank and the branch location in Chitrakoot and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0CHHIVL of Bank Of Baroda for its Chhivlaha,Up branch located in Chitrakoot, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Chitrakoot and Chhivlaha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Chhivlaha,Up or Chitrakoot to get the exact IFSC Code BARB0CHHIVL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Chitrakoot that will provide accurate information.

How to Use IFSC Code BARB0CHHIVL for Online Transfers?

If you have the IFSC Code BARB0CHHIVL for the Chhivlaha,Up branch of Bank Of Baroda in Chitrakoot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0CHHIVL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0CHHIVL.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Chhivlaha,Up in Chitrakoot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chhivlaha,Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chitrakoot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Chhivlaha,Up, Chitrakoot?

The IFSC Code is BARB0CHHIVL.

Is the IFSC Code BARB0CHHIVL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Chhivlaha,Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chhivlaha,Up branch?

The address of the branch is Vpo Chhivlaha,Near Pure Pandey,Bhupganj Chhivlaha,Uttarpradesh ┬Û 229216. located in Chitrakoot, Chhivlaha, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.