There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Hiriyur branch in Chitradurga, Chitradurga, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Chitradurga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0HIRIYU. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Hiriyur, Chitradurga
Below in the table are the key details related to IFSC Code BARB0HIRIYU of Bank Of Baroda for its branch located in Chitradurga, within the district of Chitradurga in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0HIRIYU |
| Branch | Hiriyur |
| City | Chitradurga |
| District | Chitradurga |
| State | Karnataka |
| Address | Khata No 941 945 941 Ground Floor Mysore Road Hiriyur Chitra Durga Karnataka 577598 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Chitradurga for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HIRIYU for the Hiriyur branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Hiriyur, Chitradurga, Karnataka, is provided with a unique IFSC like BARB0HIRIYU to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Chitradurga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chitradurga and Chitradurga.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Hiriyur do not get mixed with another location.
Format of the IFSC Code BARB0HIRIYU
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hiriyur in Chitradurga.
For example, the IFSC Code BARB0HIRIYU of Bank Of Baroda for the Hiriyur branch includes these elements, identifying the bank and the branch location in Chitradurga and Karnataka correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0HIRIYU of Bank Of Baroda for its Hiriyur branch located in Chitradurga, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Chitradurga and Chitradurga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Hiriyur or Chitradurga to get the exact IFSC Code BARB0HIRIYU.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Chitradurga, you'll get the correct details.
How to Use IFSC Code BARB0HIRIYU for Online Transfers?
If you have the IFSC Code BARB0HIRIYU for the Hiriyur branch of Bank Of Baroda in Chitradurga, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0HIRIYU. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0HIRIYU.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Hiriyur in Chitradurga, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Hiriyur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chitradurga to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hiriyur Chitradurga branch is BARB0HIRIYU.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Khata No 941 945 941 Ground Floor Mysore Road Hiriyur Chitra Durga Karnataka 577598.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.