For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Chillahalli branch in Chitradurga, Chillahalli, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Chitradurga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJCHIL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Chillahalli, Chitradurga
Here are the main details that are associated with the IFSC Code BARB0VJCHIL of Bank Of Baroda for its branch located in Chitradurga, within the district of Chillahalli in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCHIL |
| Branch | Chillahalli |
| City | Chitradurga |
| District | Chillahalli |
| State | Karnataka |
| Address | Hiriyurdharmapura Road , Chillahalli, Abbinahole Post , Hiriyur Tq. Chitradurga Dist , Chillahalli , 577546 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Chitradurga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJCHIL for the Chillahalli branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Chillahalli, Chitradurga, Karnataka, are allotted a unique IFSC like BARB0VJCHIL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chitradurga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chitradurga and Chillahalli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Chillahalli reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code BARB0VJCHIL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chillahalli in Chitradurga.
For example, the IFSC Code BARB0VJCHIL of Bank Of Baroda for the Chillahalli branch includes these elements, identifying the bank and the branch location in Chitradurga and Karnataka accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJCHIL of Bank Of Baroda for its Chillahalli branch located in Chitradurga, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Chitradurga and Chillahalli, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Chillahalli or Chitradurga to get the exact IFSC Code BARB0VJCHIL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Chitradurga, you'll get the correct details.
How to Use IFSC Code BARB0VJCHIL for Online Transfers?
Once you have the IFSC Code BARB0VJCHIL for the Chillahalli branch of Bank Of Baroda in Chitradurga, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHIL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHIL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Chillahalli in Chitradurga may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chillahalli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chitradurga to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJCHIL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hiriyurdharmapura Road , Chillahalli, Abbinahole Post , Hiriyur Tq. Chitradurga Dist , Chillahalli , 577546 located in Chitradurga, Chillahalli, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.