Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Chintamani branch in Chikkaballapura, Chintamani, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Chikkaballapura or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJCHMN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chintamani, Chikkaballapura

Below in the table are the key details related to IFSC Code BARB0VJCHMN of Bank Of Baroda for its branch located in Chikkaballapura, within the district of Chintamani in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJCHMN
Branch Chintamani
City Chikkaballapura
District Chintamani
State Karnataka
Address Bvs Plaza,M G Road , Chintamani , Chikkaballapur Dist , Chintamani , 563125

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Chikkaballapura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHMN for the Chintamani branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Chintamani, Chikkaballapura, Karnataka, are allotted a unique IFSC like BARB0VJCHMN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chikkaballapura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chikkaballapura and Chintamani.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Chintamani reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJCHMN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chintamani in Chikkaballapura.

For example, the IFSC Code BARB0VJCHMN of Bank Of Baroda for the Chintamani branch includes these elements, identifying the bank and the branch location in Chikkaballapura and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJCHMN of Bank Of Baroda for its Chintamani branch located in Chikkaballapura, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Chikkaballapura and Chintamani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Chintamani or Chikkaballapura to find the exact IFSC Code BARB0VJCHMN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Chikkaballapura will provide accurate information.

How to Use IFSC Code BARB0VJCHMN for Online Transfers?

Once you have the IFSC Code BARB0VJCHMN for the Chintamani branch of Bank Of Baroda in Chikkaballapura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHMN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHMN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Chintamani in Chikkaballapura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chintamani, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chikkaballapura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Chintamani Chikkaballapura?

The IFSC Code of the Chintamani Chikkaballapura branch is BARB0VJCHMN.

Is IFSC Code BARB0VJCHMN permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Chintamani branch?

The branch is located at Bvs Plaza,M G Road , Chintamani , Chikkaballapur Dist , Chintamani , 563125.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.