Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Dhs Extension Counter, Chandigarh branch in Chandigarh, Chandigarh, or Chandigarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0EXTSEC. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Dhs Extension Counter, Chandigarh, Chandigarh
The table below shows the main details of the IFSC Code BARB0EXTSEC for the Bank Of Baroda branch in Chandigarh, which falls under the Chandigarh district in Chandigarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0EXTSEC |
| Branch | Dhs Extension Counter, Chandigarh |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| Address | Dhs Ec, Chandigarh, 160022 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Chandigarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0EXTSEC for the Dhs Extension Counter, Chandigarh branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Dhs Extension Counter, Chandigarh, Chandigarh, Chandigarh, is provided a unique IFSC like BARB0EXTSEC so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Chandigarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chandigarh and Chandigarh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Chandigarh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Dhs Extension Counter, Chandigarh do not get misguided to another person.
Format of the IFSC Code BARB0EXTSEC
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhs Extension Counter, Chandigarh in Chandigarh.
For example, the IFSC Code BARB0EXTSEC of Bank Of Baroda for the Dhs Extension Counter, Chandigarh branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0EXTSEC of Bank Of Baroda for its Dhs Extension Counter, Chandigarh branch located in Chandigarh, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Chandigarh and Chandigarh, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Dhs Extension Counter, Chandigarh or Chandigarh to get the exact IFSC Code BARB0EXTSEC.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Chandigarh, you'll get the correct details.
How to Use IFSC Code BARB0EXTSEC for Online Transfers?
If you have the IFSC Code BARB0EXTSEC for the Dhs Extension Counter, Chandigarh branch of Bank Of Baroda in Chandigarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0EXTSEC. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0EXTSEC.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Dhs Extension Counter, Chandigarh in Chandigarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Dhs Extension Counter, Chandigarh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chandigarh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0EXTSEC.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dhs Ec, Chandigarh, 160022 located in Chandigarh, Chandigarh, Chandigarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.