For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Rahangi Br., Chhattisgarh branch in Chakarbhata, Chakarbhata, Chandigarh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Chakarbhata or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0RAHNGI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Rahangi Br., Chhattisgarh, Chakarbhata
Here are the key points that are associated with the IFSC Code BARB0RAHNGI of Bank Of Baroda for its branch located in Chakarbhata, within the district of Chakarbhata in the state of Chandigarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0RAHNGI |
| Branch | Rahangi Br., Chhattisgarh |
| City | Chakarbhata |
| District | Chakarbhata |
| State | Chandigarh |
| Address | Pwd Office Rd, Near Rahngi Chowk, P.O. Chakarbhata, Bilha, Dist. Bilaspur, Chhatisgarh - 495220 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Chakarbhata for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RAHNGI for the Rahangi Br., Chhattisgarh branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0RAHNGI is given to every bank branch, including Bank Of Baroda located in Rahangi Br., Chhattisgarh, Chakarbhata, Chandigarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Chakarbhata.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Chakarbhata and Chakarbhata.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chandigarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Rahangi Br., Chhattisgarh doesn't end up at another location.
Format of the IFSC Code BARB0RAHNGI
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rahangi Br., Chhattisgarh in Chakarbhata.
For example, the IFSC Code BARB0RAHNGI of Bank Of Baroda for the Rahangi Br., Chhattisgarh branch includes these elements, identifying the bank and the branch location in Chakarbhata and Chandigarh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0RAHNGI of Bank Of Baroda for its Rahangi Br., Chhattisgarh branch located in Chakarbhata, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Chakarbhata and Chakarbhata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Rahangi Br., Chhattisgarh or Chakarbhata to get the exact IFSC Code BARB0RAHNGI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Chakarbhata, then it will provide you proper information.
How to Use IFSC Code BARB0RAHNGI for Online Transfers?
If you have the IFSC Code BARB0RAHNGI for the Rahangi Br., Chhattisgarh branch of Bank Of Baroda in Chakarbhata, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0RAHNGI. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0RAHNGI.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Rahangi Br., Chhattisgarh in Chakarbhata, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Rahangi Br., Chhattisgarh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chakarbhata manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0RAHNGI.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Pwd Office Rd, Near Rahngi Chowk, P.O. Chakarbhata, Bilha, Dist. Bilaspur, Chhatisgarh - 495220 located in Chakarbhata, Chakarbhata, Chandigarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.