For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kudwal Banaras, Up branch in Bulandshahr, Kudbal Banaras, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Bulandshahr or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KUDWAL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kudwal Banaras, Up, Bulandshahr

Here are some of the key details that come with the IFSC Code BARB0KUDWAL of Bank Of Baroda for its branch located in Bulandshahr, within the district of Kudbal Banaras in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KUDWAL
Branch Kudwal Banaras, Up
City Bulandshahr
District Kudbal Banaras
State Uttar Pradesh
Address Vill.Kudwal Benaras, Dist.Bulandshahar, Uttar Pradesh - 221 739.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Bulandshahr for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KUDWAL for the Kudwal Banaras, Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kudwal Banaras, Up, Bulandshahr, Uttar Pradesh, are allotted a unique IFSC like BARB0KUDWAL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bulandshahr.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bulandshahr and Kudbal Banaras.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kudwal Banaras, Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0KUDWAL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kudwal Banaras, Up in Bulandshahr.

For example, the IFSC Code BARB0KUDWAL of Bank Of Baroda for the Kudwal Banaras, Up branch has these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KUDWAL of Bank Of Baroda for its Kudwal Banaras, Up branch located in Bulandshahr, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Bulandshahr and Kudbal Banaras, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kudwal Banaras, Up or Bulandshahr to get the exact IFSC Code BARB0KUDWAL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bulandshahr, you'll get the correct details.

How to Use IFSC Code BARB0KUDWAL for Online Transfers?

Once you have the IFSC Code BARB0KUDWAL for the Kudwal Banaras, Up branch of Bank Of Baroda in Bulandshahr, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KUDWAL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KUDWAL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kudwal Banaras, Up in Bulandshahr may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kudwal Banaras, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bulandshahr to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kudwal Banaras, Up, Bulandshahr?

The IFSC Code is BARB0KUDWAL.

Is the IFSC Code BARB0KUDWAL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kudwal Banaras, Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kudwal Banaras, Up branch?

The address of the branch is Vill.Kudwal Benaras, Dist.Bulandshahar, Uttar Pradesh - 221 739. located in Bulandshahr, Kudbal Banaras, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.