Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its New Bongaigaon branch in Bongaigaon, Bongaigaon, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0DBNBON. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, New Bongaigaon, Bongaigaon
Here are the key points that are associated with the IFSC Code BARB0DBNBON of Bank Of Baroda for its branch located in Bongaigaon, within the district of Bongaigaon in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBNBON |
| Branch | New Bongaigaon |
| City | Bongaigaon |
| District | Bongaigaon |
| State | Assam |
| Address | New Bongaigaon Chapaguri Road Near Das Icefactory North Bongaigaon Assam 783380 Bongaigaon Bongaigaon Assam 783380 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bongaigaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBNBON for the New Bongaigaon branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in New Bongaigaon, Bongaigaon, Assam, are given a unique IFSC like BARB0DBNBON to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bongaigaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bongaigaon and Bongaigaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in New Bongaigaon goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0DBNBON
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as New Bongaigaon in Bongaigaon.
For example, the IFSC Code BARB0DBNBON of Bank Of Baroda for the New Bongaigaon branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0DBNBON of Bank Of Baroda for its New Bongaigaon branch located in Bongaigaon, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bongaigaon and Bongaigaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for New Bongaigaon or Bongaigaon to get the exact IFSC Code BARB0DBNBON.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Bongaigaon that will provide accurate information.
How to Use IFSC Code BARB0DBNBON for Online Transfers?
Once you have the IFSC Code BARB0DBNBON for the New Bongaigaon branch of Bank Of Baroda in Bongaigaon, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBNBON. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBNBON.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda New Bongaigaon in Bongaigaon may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in New Bongaigaon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bongaigaon to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBNBON.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is New Bongaigaon Chapaguri Road Near Das Icefactory North Bongaigaon Assam 783380 Bongaigaon Bongaigaon Assam 783380 located in Bongaigaon, Bongaigaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.