There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Pandhi branch in Bilaspur, Pandhi, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Bilaspur or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code BARB0VJPABI. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Pandhi, Bilaspur

Here are the main details that are associated with the IFSC Code BARB0VJPABI of Bank Of Baroda for its branch located in Bilaspur, within the district of Pandhi in the state of Chhattisgarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJPABI
Branch Pandhi
City Bilaspur
District Pandhi
State Chhattisgarh
Address Paswan Commercial Complex, Gatora Road, Tehsil Masturi, Bilaspur , Pandhi , 495555

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bilaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJPABI for the Pandhi branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Pandhi, Bilaspur, Chhattisgarh, are given a unique IFSC like BARB0VJPABI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bilaspur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bilaspur and Pandhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Pandhi goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJPABI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pandhi in Bilaspur.

For example, the IFSC Code BARB0VJPABI of Bank Of Baroda for the Pandhi branch includes these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJPABI of Bank Of Baroda for its Pandhi branch located in Bilaspur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bilaspur and Pandhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Pandhi or Bilaspur to find the exact IFSC Code BARB0VJPABI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bilaspur will provide accurate information.

How to Use IFSC Code BARB0VJPABI for Online Transfers?

Once you have the IFSC Code BARB0VJPABI for the Pandhi branch of Bank Of Baroda in Bilaspur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJPABI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJPABI.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Pandhi in Bilaspur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pandhi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bilaspur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Pandhi, Bilaspur?

The IFSC Code is BARB0VJPABI.

Is the IFSC Code BARB0VJPABI permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Pandhi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pandhi branch?

The address of the branch is Paswan Commercial Complex, Gatora Road, Tehsil Masturi, Bilaspur , Pandhi , 495555 located in Bilaspur, Pandhi, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.