Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Mehmand branch in Bilaspur, Mehmand, Chhattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bilaspur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BARB0VJMEHM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Mehmand, Bilaspur
Here are some of the key details that come with the IFSC Code BARB0VJMEHM of Bank Of Baroda for its branch located in Bilaspur, within the district of Mehmand in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJMEHM |
| Branch | Mehmand |
| City | Bilaspur |
| District | Mehmand |
| State | Chhattisgarh |
| Address | At Post Mehmand, , Lalkhadan, , Dist Bilaspur , Mehmand , 495004 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Bilaspur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMEHM for the Mehmand branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Mehmand, Bilaspur, Chhattisgarh, are allotted a unique IFSC like BARB0VJMEHM to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bilaspur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bilaspur and Mehmand.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Mehmand reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.
Format of the IFSC Code BARB0VJMEHM
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehmand in Bilaspur.
For example, the IFSC Code BARB0VJMEHM of Bank Of Baroda for the Mehmand branch includes these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJMEHM of Bank Of Baroda for its Mehmand branch located in Bilaspur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bilaspur and Mehmand, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Mehmand or Bilaspur to find the exact IFSC Code BARB0VJMEHM.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bilaspur will provide accurate information.
How to Use IFSC Code BARB0VJMEHM for Online Transfers?
Once you have the IFSC Code BARB0VJMEHM for the Mehmand branch of Bank Of Baroda in Bilaspur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJMEHM. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMEHM.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mehmand in Bilaspur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Mehmand, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bilaspur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJMEHM.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Mehmand, , Lalkhadan, , Dist Bilaspur , Mehmand , 495004 located in Bilaspur, Mehmand, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
