For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Bilaspur Branch, Dist.Rampur branch in Bilaspur, Bilaspur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Bilaspur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0RAMBIL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Bilaspur Branch, Dist.Rampur, Bilaspur
Here are some of the key details that come with the IFSC Code BARB0RAMBIL of Bank Of Baroda for its branch located in Bilaspur, within the district of Bilaspur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0RAMBIL |
| Branch | Bilaspur Branch, Dist.Rampur |
| City | Bilaspur |
| District | Bilaspur |
| State | Uttar Pradesh |
| Address | Opposite Shankar Rice Mill, Bilaspur - Rampur Road, Bilaspur, Dist.Rampur, U.P.- 244921 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bilaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RAMBIL for the Bilaspur Branch, Dist.Rampur branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bilaspur Branch, Dist.Rampur, Bilaspur, Uttar Pradesh, is provided with a unique IFSC like BARB0RAMBIL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Bilaspur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bilaspur and Bilaspur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Bilaspur Branch, Dist.Rampur do not get mixed with another location.
Format of the IFSC Code BARB0RAMBIL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilaspur Branch, Dist.Rampur in Bilaspur.
For example, the IFSC Code BARB0RAMBIL of Bank Of Baroda for the Bilaspur Branch, Dist.Rampur branch includes these elements, identifying the bank and the branch location in Bilaspur and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0RAMBIL of Bank Of Baroda for its Bilaspur Branch, Dist.Rampur branch located in Bilaspur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bilaspur and Bilaspur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Bilaspur Branch, Dist.Rampur or Bilaspur to get the exact IFSC Code BARB0RAMBIL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bilaspur, you'll get the correct details.
How to Use IFSC Code BARB0RAMBIL for Online Transfers?
Once you have the IFSC Code BARB0RAMBIL for the Bilaspur Branch, Dist.Rampur branch of Bank Of Baroda in Bilaspur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0RAMBIL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0RAMBIL.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Bilaspur Branch, Dist.Rampur in Bilaspur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bilaspur Branch, Dist.Rampur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bilaspur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bilaspur Branch, Dist.Rampur Bilaspur branch is BARB0RAMBIL.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opposite Shankar Rice Mill, Bilaspur - Rampur Road, Bilaspur, Dist.Rampur, U.P.- 244921.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.