The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Mauzampur Jaitra branch in Bijnor, Bijnor, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bijnor or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MAUBIJ. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Mauzampur Jaitra, Bijnor
Below in the table are the key details related to IFSC Code BARB0MAUBIJ of Bank Of Baroda for its branch located in Bijnor, within the district of Bijnor in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MAUBIJ |
| Branch | Mauzampur Jaitra |
| City | Bijnor |
| District | Bijnor |
| State | Uttar Pradesh |
| Address | Vill Mauzampur Jaitra Dist Bijnor Uttar Pradesh 246761 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bijnor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAUBIJ for the Mauzampur Jaitra branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mauzampur Jaitra, Bijnor, Uttar Pradesh, is provided a unique IFSC like BARB0MAUBIJ so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Bijnor.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bijnor and Bijnor.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Mauzampur Jaitra do not get misguided to another person.
Format of the IFSC Code BARB0MAUBIJ
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mauzampur Jaitra in Bijnor.
For example, the IFSC Code BARB0MAUBIJ of Bank Of Baroda for the Mauzampur Jaitra branch has these elements, identifying the bank and the branch location in Bijnor and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0MAUBIJ of Bank Of Baroda for its Mauzampur Jaitra branch located in Bijnor, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bijnor and Bijnor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Mauzampur Jaitra or Bijnor to find the exact IFSC Code BARB0MAUBIJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bijnor will provide accurate information.
How to Use IFSC Code BARB0MAUBIJ for Online Transfers?
Once you have the IFSC Code BARB0MAUBIJ for the Mauzampur Jaitra branch of Bank Of Baroda in Bijnor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0MAUBIJ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAUBIJ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mauzampur Jaitra in Bijnor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mauzampur Jaitra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bijnor to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MAUBIJ.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Mauzampur Jaitra Dist Bijnor Uttar Pradesh 246761 located in Bijnor, Bijnor, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.