Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Basikiratpur, Dist Bijnor branch in Bijnor, Kiratpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bijnor or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BASIKI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Basikiratpur, Dist Bijnor, Bijnor

Here are the main details that are associated with the IFSC Code BARB0BASIKI of Bank Of Baroda for its branch located in Bijnor, within the district of Kiratpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BASIKI
Branch Basikiratpur, Dist Bijnor
City Bijnor
District Kiratpur
State Uttar Pradesh
Address Chowk Bazar,Basi Kiratpur, Bijnor,Up 246731

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bijnor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BASIKI for the Basikiratpur, Dist Bijnor branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0BASIKI is given to every bank branch, including Bank Of Baroda located in Basikiratpur, Dist Bijnor, Bijnor, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bijnor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bijnor and Kiratpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Basikiratpur, Dist Bijnor doesn't end up at another location.

Format of the IFSC Code BARB0BASIKI

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basikiratpur, Dist Bijnor in Bijnor.

For example, the IFSC Code BARB0BASIKI of Bank Of Baroda for the Basikiratpur, Dist Bijnor branch includes these elements, identifying the bank and the branch location in Bijnor and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BASIKI of Bank Of Baroda for its Basikiratpur, Dist Bijnor branch located in Bijnor, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bijnor and Kiratpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Basikiratpur, Dist Bijnor or Bijnor to get the exact IFSC Code BARB0BASIKI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bijnor, you'll get the correct details.

How to Use IFSC Code BARB0BASIKI for Online Transfers?

Once you have the IFSC Code BARB0BASIKI for the Basikiratpur, Dist Bijnor branch of Bank Of Baroda in Bijnor, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BASIKI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BASIKI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Basikiratpur, Dist Bijnor in Bijnor, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Basikiratpur, Dist Bijnor, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bijnor to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Basikiratpur, Dist Bijnor Bijnor?

The IFSC Code of the Basikiratpur, Dist Bijnor Bijnor branch is BARB0BASIKI.

Is IFSC Code BARB0BASIKI permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Basikiratpur, Dist Bijnor branch?

The branch is located at Chowk Bazar,Basi Kiratpur, Bijnor,Up 246731.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.