There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Samantarapur Branch branch in Bhubaneswar, Bhubaneswar, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Bhubaneswar or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code BARB0SABHUB. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Samantarapur Branch, Bhubaneswar
Here are some of the key details that come with the IFSC Code BARB0SABHUB of Bank Of Baroda for its branch located in Bhubaneswar, within the district of Bhubaneswar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SABHUB |
| Branch | Samantarapur Branch |
| City | Bhubaneswar |
| District | Bhubaneswar |
| State | Odisha |
| Address | Samantarapur Branch,Lewis Road,Bhubaneswar,751002 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Bhubaneswar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SABHUB for the Samantarapur Branch branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SABHUB is given to every bank branch, including Bank Of Baroda located in Samantarapur Branch, Bhubaneswar, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Bhubaneswar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhubaneswar and Bhubaneswar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Samantarapur Branch doesn't end up at another location.
Format of the IFSC Code BARB0SABHUB
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Samantarapur Branch in Bhubaneswar.
For example, the IFSC Code BARB0SABHUB of Bank Of Baroda for the Samantarapur Branch branch includes these elements, identifying the bank and the branch location in Bhubaneswar and Odisha accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0SABHUB of Bank Of Baroda for its Samantarapur Branch branch located in Bhubaneswar, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Bhubaneswar and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Samantarapur Branch or Bhubaneswar to get the exact IFSC Code BARB0SABHUB.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Bhubaneswar, then it will provide you proper information.
How to Use IFSC Code BARB0SABHUB for Online Transfers?
Once you have the IFSC Code BARB0SABHUB for the Samantarapur Branch branch of Bank Of Baroda in Bhubaneswar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0SABHUB. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SABHUB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Samantarapur Branch in Bhubaneswar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Samantarapur Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhubaneswar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SABHUB.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Samantarapur Branch,Lewis Road,Bhubaneswar,751002 located in Bhubaneswar, Bhubaneswar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.