The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Charkhi Dadri branch in Bhiwani, Charkhi Dadri, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bhiwani or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code BARB0VJCHDA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Charkhi Dadri, Bhiwani
Below in the table are the key details related to IFSC Code BARB0VJCHDA of Bank Of Baroda for its branch located in Bhiwani, within the district of Charkhi Dadri in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCHDA |
| Branch | Charkhi Dadri |
| City | Bhiwani |
| District | Charkhi Dadri |
| State | Haryana |
| Address | Near Telephone Exchange Lic Office, Bhiwani Loharu Road, Charkhi Dadri , Charkhi Dadri , 127306 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bhiwani for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHDA for the Charkhi Dadri branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJCHDA is given to every bank branch, including Bank Of Baroda located in Charkhi Dadri, Bhiwani, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Bhiwani.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhiwani and Charkhi Dadri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Charkhi Dadri doesn't end up at another location.
Format of the IFSC Code BARB0VJCHDA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Charkhi Dadri in Bhiwani.
For example, the IFSC Code BARB0VJCHDA of Bank Of Baroda for the Charkhi Dadri branch has these elements, identifying the bank and the branch location in Bhiwani and Haryana correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJCHDA of Bank Of Baroda for its Charkhi Dadri branch located in Bhiwani, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bhiwani and Charkhi Dadri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Charkhi Dadri or Bhiwani to get the exact IFSC Code BARB0VJCHDA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Bhiwani that will provide accurate information.
How to Use IFSC Code BARB0VJCHDA for Online Transfers?
Once you have the IFSC Code BARB0VJCHDA for the Charkhi Dadri branch of Bank Of Baroda in Bhiwani, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHDA. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHDA.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Charkhi Dadri in Bhiwani may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Charkhi Dadri, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhiwani manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJCHDA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Telephone Exchange Lic Office, Bhiwani Loharu Road, Charkhi Dadri , Charkhi Dadri , 127306 located in Bhiwani, Charkhi Dadri, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.