The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Krishnanagar, Bhavnagar branch in Bhavnagar, Bhavnagar, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KRISHN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Krishnanagar, Bhavnagar, Bhavnagar
Here are some of the key details that come with the IFSC Code BARB0KRISHN of Bank Of Baroda for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KRISHN |
| Branch | Krishnanagar, Bhavnagar |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| Address | Dimond Chowk, Krishnanagar, Bhavnagar Gujarat 364001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bhavnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KRISHN for the Krishnanagar, Bhavnagar branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Krishnanagar, Bhavnagar, Bhavnagar, Gujarat, are allotted a unique IFSC like BARB0KRISHN to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhavnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bhavnagar and Bhavnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Krishnanagar, Bhavnagar reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BARB0KRISHN
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Krishnanagar, Bhavnagar in Bhavnagar.
For example, the IFSC Code BARB0KRISHN of Bank Of Baroda for the Krishnanagar, Bhavnagar branch has these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0KRISHN of Bank Of Baroda for its Krishnanagar, Bhavnagar branch located in Bhavnagar, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Krishnanagar, Bhavnagar or Bhavnagar to find the exact IFSC Code BARB0KRISHN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bhavnagar will provide accurate information.
How to Use IFSC Code BARB0KRISHN for Online Transfers?
Once you have the IFSC Code BARB0KRISHN for the Krishnanagar, Bhavnagar branch of Bank Of Baroda in Bhavnagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0KRISHN. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KRISHN.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Krishnanagar, Bhavnagar in Bhavnagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Krishnanagar, Bhavnagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KRISHN.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dimond Chowk, Krishnanagar, Bhavnagar Gujarat 364001 located in Bhavnagar, Bhavnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.