There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kaliabid,Gujarat branch in Bhavnagar, Bhavnagar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Bhavnagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code BARB0KALIAB. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kaliabid,Gujarat, Bhavnagar

The table below shows the main details of the IFSC Code BARB0KALIAB for the Bank Of Baroda branch in Bhavnagar, which falls under the Bhavnagar district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KALIAB
Branch Kaliabid,Gujarat
City Bhavnagar
District Bhavnagar
State Gujarat
Address Plot No Cm 450 B,Virani Circle,Sardar Patel School Road,Kaliabid,Po Bhavnagar,Dist Bhavnagar,Gujarat - 364002.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Bhavnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KALIAB for the Kaliabid,Gujarat branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KALIAB is given to every bank branch, including Bank Of Baroda located in Kaliabid,Gujarat, Bhavnagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kaliabid,Gujarat doesn't end up at another location.

Format of the IFSC Code BARB0KALIAB

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaliabid,Gujarat in Bhavnagar.

For example, the IFSC Code BARB0KALIAB of Bank Of Baroda for the Kaliabid,Gujarat branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KALIAB of Bank Of Baroda for its Kaliabid,Gujarat branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kaliabid,Gujarat or Bhavnagar to get the exact IFSC Code BARB0KALIAB.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Bhavnagar that will provide accurate information.

How to Use IFSC Code BARB0KALIAB for Online Transfers?

Once you have the IFSC Code BARB0KALIAB for the Kaliabid,Gujarat branch of Bank Of Baroda in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KALIAB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KALIAB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kaliabid,Gujarat in Bhavnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kaliabid,Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kaliabid,Gujarat, Bhavnagar?

The IFSC Code is BARB0KALIAB.

Is the IFSC Code BARB0KALIAB permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kaliabid,Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kaliabid,Gujarat branch?

The address of the branch is Plot No Cm 450 B,Virani Circle,Sardar Patel School Road,Kaliabid,Po Bhavnagar,Dist Bhavnagar,Gujarat - 364002. located in Bhavnagar, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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