Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Bhalod, Dist.Bharuch, Gujarat branch in Bharuch, Bhalod, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0BHALOD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bhalod, Dist.Bharuch, Gujarat, Bharuch

Here are some of the key details that come with the IFSC Code BARB0BHALOD of Bank Of Baroda for its branch located in Bharuch, within the district of Bhalod in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BHALOD
Branch Bhalod, Dist.Bharuch, Gujarat
City Bharuch
District Bhalod
State Gujarat
Address Anandi Smruti Bazar, At & Po Bhalod, Tal. Jhagadia, Dist. Bharuch, Gujarat - 393 105

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BHALOD for the Bhalod, Dist.Bharuch, Gujarat branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bhalod, Dist.Bharuch, Gujarat, Bharuch, Gujarat, is provided with a unique IFSC like BARB0BHALOD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bharuch and Bhalod.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Bhalod, Dist.Bharuch, Gujarat do not get mixed with another location.

Format of the IFSC Code BARB0BHALOD

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhalod, Dist.Bharuch, Gujarat in Bharuch.

For example, the IFSC Code BARB0BHALOD of Bank Of Baroda for the Bhalod, Dist.Bharuch, Gujarat branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0BHALOD of Bank Of Baroda for its Bhalod, Dist.Bharuch, Gujarat branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Bharuch and Bhalod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Bhalod, Dist.Bharuch, Gujarat or Bharuch to get the exact IFSC Code BARB0BHALOD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Bharuch, then it will provide you proper information.

How to Use IFSC Code BARB0BHALOD for Online Transfers?

Once you have the IFSC Code BARB0BHALOD for the Bhalod, Dist.Bharuch, Gujarat branch of Bank Of Baroda in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BHALOD. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BHALOD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bhalod, Dist.Bharuch, Gujarat in Bharuch, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhalod, Dist.Bharuch, Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bharuch to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bhalod, Dist.Bharuch, Gujarat, Bharuch?

The IFSC Code is BARB0BHALOD.

Is the IFSC Code BARB0BHALOD permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bhalod, Dist.Bharuch, Gujarat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhalod, Dist.Bharuch, Gujarat branch?

The address of the branch is Anandi Smruti Bazar, At & Po Bhalod, Tal. Jhagadia, Dist. Bharuch, Gujarat - 393 105 located in Bharuch, Bhalod, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.