Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Bhagalpur,Bihar branch in Bhagalpur, Bhagalpur, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0DBBHGL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bhagalpur,Bihar, Bhagalpur

Here are the key points that are associated with the IFSC Code BARB0DBBHGL of Bank Of Baroda for its branch located in Bhagalpur, within the district of Bhagalpur in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBHGL
Branch Bhagalpur,Bihar
City Bhagalpur
District Bhagalpur
State Bihar
Address 44Dnsingh Roadbhagalpur Bhagalpur Bhagalpur Bihar 812001

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBBHGL for the Bhagalpur,Bihar branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bhagalpur,Bihar, Bhagalpur, Bihar, is provided with a unique IFSC like BARB0DBBHGL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bhagalpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhagalpur and Bhagalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Bhagalpur,Bihar do not get mixed with another location.

Format of the IFSC Code BARB0DBBHGL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhagalpur,Bihar in Bhagalpur.

For example, the IFSC Code BARB0DBBHGL of Bank Of Baroda for the Bhagalpur,Bihar branch has these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBBHGL of Bank Of Baroda for its Bhagalpur,Bihar branch located in Bhagalpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Bhagalpur and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Bhagalpur,Bihar or Bhagalpur to get the exact IFSC Code BARB0DBBHGL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Bhagalpur, then it will provide you proper information.

How to Use IFSC Code BARB0DBBHGL for Online Transfers?

If you have the IFSC Code BARB0DBBHGL for the Bhagalpur,Bihar branch of Bank Of Baroda in Bhagalpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBBHGL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBHGL.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Bhagalpur,Bihar in Bhagalpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhagalpur,Bihar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhagalpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bhagalpur,Bihar, Bhagalpur?

The IFSC Code is BARB0DBBHGL.

Is the IFSC Code BARB0DBBHGL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bhagalpur,Bihar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bhagalpur,Bihar branch?

The address of the branch is 44Dnsingh Roadbhagalpur Bhagalpur Bhagalpur Bihar 812001 located in Bhagalpur, Bhagalpur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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